Earn extra rewards on your purchases without signing up for another credit card. NB Cashback by Koiyn enables you to earn cash back on top of the points or rewards you may already receive from existing debit and credit cards! Just enroll your card, activate or boost offers to maximize your earning potential, and earn cash back when you shop at participating merchants nationwide.

• Link eligible cards to earn cash back on dining, groceries, auto services, pet supplies, streaming services, clothes, entertainment, travel, and more
  
• Shop at participating merchants with your enrolled card in-store and/or online (activate offers if needed or boost offers for more cash back)
  
• Earn cash back every month — when your earnings balance is greater than $10 it is automatically credited back to your card the following month

Koiyn gives you cash back for shopping at your favorite participating merchants. All you have to do is link your eligible credit/debit card, shop with your linked card at your favorite participating merchant in the program, and enjoy! Each month your balance exceeds $10, your cash back is credited to your card.

Go to the My Wallet page, accessible from the My Account dropdown and click on the “+’ link. If you need to unenroll from the cash back promotion, you can unlink a card by clicking the ‘X’ next to the card on the My Wallet page, accessible from the My Account dropdown.

This program is totally free! Members will never be charged anything to participate. In fact, we only have the ability to credit money to your account, not take money out of it!

Cash back is earned when you shop at a participating merchant and pay with one of your linked cards. Some offers require, prior to purchase, action to either activate the offer or enable a higher cash back amount (we call this ‘Click to Boost’). You’ll receive an email/push notification confirming the transaction and amount earned unless you’ve opted out of these alerts. Your card is credited on or around the 22nd of the following month if your total cash back is $10 or more.

How are rewards calculated?

Cash back rewards are calculated based on the subtotal of your purchase (e.g., before taxes or tips). Offers must also remain activated at the time you make your purchase, so check the participating merchants’ offer pages when you pay to ensure you are all set to get your cash back.

Go to your Earning page accessible from the My Account dropdown. You will see your cash back history displayed. Earnings can take 3-5 days from the date of purchase to show up on the site. This time delay is due to merchants running their credit card reports at different points during the week.