Health Advocate™ Plus

Time is money. Personal Health Advocates help members navigate through insurance and healthcare systems. Health Advocate Plus includes:

Health Advocacy

• Untangle medical bills and insurance claims
• Clarify benefits and answer questions about tests, treatments and medication options
• Coordinate care among multiple providers
• Assist with eldercare and related healthcare issues
• Arrange second opinions and transfer medical records

Medical Bill Saver™

• Skilled negotiators will attempt to negotiate discounts on medical and dental bills
• Negotiate payment arrangements with providers and find options for non-covered services

NurseLine™

• Registered nurses ready to answer calls 24/7/365
• Detailed information on a range of concerns including appropriate treatment options for minor emergencies or illnesses

Health Cost Estimator+™

• Pricing estimates for doctors, hospitals and other facilities nationwide
• Cost comparisons for hundreds of medical services by ZIP code
• Estimates generated using client-specific data complemented by a national database
• Includes real-time, out-of-pocket estimates and employee benefits status
• Features quality indicators, safety scores and patient reviews